See directly what your gross monthly costs will be
Please note! You will always need your own money. You cannot co-finance everything. Bear in mind that you need to finance 4 to 6 percent of the purchase price with your own money, such as the purchase costs.
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Your maximum mortgage
The maximum amount you can borrow does not only depend on your income. It is also influenced by the market value of the house. For instance, you can never borrow more than the market value of the house. Except if you make the house more sustainable. Then you are sometimes allowed to borrow up to 106 per cent of the market value. In that case, you have to indicate in advance what you will use this money for. The extra money for making the house more sustainable will not be paid into your account, but into a deposit. From that deposit, you can pay for the measures to make the house more sustainable.
Factors that influence the maximum mortgage amount
Your income
The market value of the house
Your current mortgage
Your age
Expensive rent
Current interest rate
Debts
Make an appointment with our mortgage advisor. Then you will know exactly how much you can borrow at most.