Arranging proper financing for your home in the Netherlands can be tricky. You don't know the language well enough and there may be different rules in the Netherlands than in your country of origin. Nevertheless, it is also quite possible for expats to take out a mortgage in the Netherlands.
The most important thing is to take out a mortgage that suits you, your wishes, requirements and future plans. And Libero Expats can help you with that.
We look at the mortgage rate, because of course you don't want to pay more than necessary. But perhaps even more important are the conditions. Because if something changes in your personal situation, it's nice if your mortgage can move with you.
If you have seen a house you want to make an offer on, our estate agent can help you determine the perfect offer. Here, we look not only at the amount of the offer, but also at the resolutive conditions. Perhaps it is possible for you to make an offer without a financing condition. If so, of course you want to make sure you don't run any risks. Libero Expats' buying agent and financial expert will take care of that.
Mortgage advice in 6 steps
- First consultation
During an initial consultation, we discuss your needs and your situation. This can be done via by video call, but you are also welcome at our office in Enschede. - House found and offer accepted
Our mortgage advisor selects the lender that suits you best. Together, we go through everything so there are no uncertainties. - Interest rate offer
The interest rate offer contains all the details of your mortgage. We also go through this together. - Online customer dossier
We work with an online customer dossier. This is where you upload all the documents we need. You can also track the progress of your application here. - Binding mortgage offer
You receive the final offer once everything has been approved. Congratulations! Your application for funding has been accepted. - To the notary!
The moment that matters: you can go to the notary for the transfer.