Borrow more for a house with energy label A or B
Looking to buy a property next year? Then take a critical look at the energy label of the house. If you buy a house with an A or B label, you can borrow up to 10,000 euros more. And does the house have energy label A++++? Then the extra amount you can borrow can be up to 50,000 euros.
From next year, these measures will apply. So if you buy a house now, the energy label of the house does not actually affect the loan amount yet.
Are you buying a house with a C or D label next year? Then you can borrow around 5,000 euros extra. Homes with an energy label G to E unfortunately do not provide an extra amount to borrow.
And what about for homeowners?
Do you already own a house? Then you can also borrow extra money to improve the energy label of your home. Here, homeowners with an E, F or G label can actually borrow more. They can borrow up to 20,000 euros on top of their mortgage amount. Of course, this money must be spent to make the house more sustainable.
If you have a home with a C or D label, you can borrow up to 15,000 euros extra and homeowners with an energy label B, A, A+, A++ or A+++ up to 10,000 euros. If you already have an A++++ or a zero-meg home, you cannot borrow extra money for sustainability.
Want to know what sustainability options are available to you?
Get in touch with us. Our mortgage advisers at Libero Financieel will be happy to advise you!